Legal
Terms of Use
Effective 12 October 2026
This website is operated by Financial Metaverse Holdings (Pty) Ltd, registration number 2026/595523/07. Nothing in this policy limits rights you have under applicable South African law.
Who we are
This website is operated by Financial Metaverse Holdings (Pty) Ltd (registration number 2026/595523/07), which is the seller of the digital pre-order and owner of the From Currency to Capital intellectual property. Zola Ngqisha is the author. By using the site or placing an order, you agree to these terms.
The digital pre-order
The early reader pre-order costs R295 (including any applicable taxes) and includes the complete ebook, the complete audiobook and the Capital Direction Blueprint practical digital workbook. The expected retail price is R395. The planned digital publication date is 12 November 2026.
Payment and delivery
Payment is processed securely through Yoco’s hosted checkout page. Your order is confirmed only once we have verified a successful payment. Once your payment is verified, the workbook is made available for immediate download on the order confirmation page. The ebook and audiobook are pre-order items, targeted for publication on 12 November 2026, and are not available before then. If the publication date changes, we will tell you by email.
Your responsibilities
Please provide accurate contact details, keep your access links private and use the site lawfully. Do not attempt to disrupt the site, bypass payment or misuse other people’s information.
Intellectual property and personal use
The book, audiobook, workbook, bonus chapter and site content are owned by Financial Metaverse Holdings (Pty) Ltd and protected by copyright. You receive a personal, non-transferable licence for your own use. You may not copy, share, resell or publicly distribute the material without written permission, except as allowed by law.
Education, not advice
All content is general financial education and not personalised financial advice. See the Financial Disclaimer.
Law and your rights
These terms are governed by the laws of the Republic of South Africa. Nothing in them limits your rights under the Consumer Protection Act, the Electronic Communications and Transactions Act or other law that cannot be excluded. Questions: contact@currencytocapital.com.
Contact and legal notices
Place of registration: South Africa
Business address and address for service of legal notices: 82 6th Avenue, Newton Park, Gqeberha, South Africa
Customer service: +27 (0) 72 297 5065